Home loans are generally applied for by the middle class sections in Palakkad, Ottapalam, Angamaly, Vaniyamkulam areas of Kerala. The houses that are bought with loans are 1 BHK, 2 BHK, 3BHK, 4BHK, and villas. It has been found that the villas or bungalows are either bought by the upper middle class or body corporates. […]